Gary Thacker Insurance
As the name suggests, we are family-owned and local, proudly serving North Georgia, Chattanooga, TN, and the nearby region.
Personal Insurance
Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage.
Learn More
Business Insurance
In today’s ever-changing environment, risk is constant. We’ll thoroughly assess your business and situation to develop creative solutions that fit your needs.
Learn More
Business Insurance
In today’s ever-changing environment, risk is constant. We’ll thoroughly assess your business and situation to develop creative, solutions that fit your needs.
Learn More
The Solution To Your Insurance Needs
Specializing in both personal and business insurance solutions.
Interactive Graphic
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Property Damage Liability
Risk Factor
You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?
Solution
Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.
Bodily Injury Liability
Risk Factor
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Solution
An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.
Lawsuits
Risk Factor
You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?
Solution
An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.
Watercraft Liability
Risk Factor
Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
Solution
Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.
Umbrella Insurance 101
An extra layer of protection when you need it.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
About Gary Thacker Insurance
Gary Thacker Insurance is committed to working with its local community to protect its families, businesses, and their most treasured assets. By offering a thorough, personalized insurance solution, we can help minimize risks and preserve your lifestyle. We go the extra mile to ensure your peace of mind because protecting what matters most to you is what matters most to us.
Allow us the opportunity to design a policy around your individual needs. We’ll do our best to find you not only the most appropriate coverage but at a price you can be comfortable with. By being independent, we have the local benefit of understanding the needs of our area—our advisors work here, live here, and play here.
About Our Agency
Community Focused
We give back to our community and get involved with the local organizations of the greater Chattanooga, TN area.
Client Committed
We happily go the extra mile to exceed our clients’ expectations and do what we can to protect families and businesses in our area.
Statewide Service
Licensed in GA, TN, AL, NC, AZ, IL, KY, MD, MN, MT, VA, and WI, offering our clients personalized service with a local touch.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
We represent multiple insurance companies.
We are licensed insurance advisors.
We are by your side every step of the way.
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
Find Out HowPledge of Performance
Our Clients Trust In Us
Check out our reviews and see why you should switch to Gary Thacker Insurance.
Read More ReviewsRead Google Reviews
Contact Gary Thacker Insurance
As an independent agency, we are here to help you find the right coverage.
Fort Oglethorpe, GA
2382 Battlefield Parkway
Fort Oglethorpe, GA 30742
We write insurance solutions throughout North Georgia and the Chattanooga, TN area, including Fort Oglethorpe, GA, Ringgold, GA, Lafayette, GA, and Rossville, GA. We also extend service to clients throughout GA, TN, AL, NC, MD, IL, WI, MN, and VA.
Contact Us
